Current Deposit Rates

Rates effective April 1, 2014

Certificates (Fixed Rates)

 Federally insured by NCUA


$1,000/+
$10,000/+
$25,000/+

Dividend Rate
Annual Percentage
Yield (APY)
Dividend Rate
Annual Percentage
Yield (APY)
Dividend Rate
Annual Percentage
Yield (APY)
3 Months NA NA 0.15% 0.15% 0.15% 0.15%
6 Months 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
12 Months 0.50% 0.50% 0.50% 0.50% 0.50% 0.50%
24 Months 0.55% 0.55% 0.55% 0.55% 0.55% 0.55%
36 Months 0.80% 0.80% 0.80% 0.80% 0.80% 0.80%
48 Months 0.95% 0.95% 0.95% 0.95% 0.95% 0.95%
60 Months 1.14% 1.15% 1.14% 1.15% 1.14% 1.15%

Jump-Up Certificates


$5,000/+
$25,000/+
$50,000/+

Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
18 Months 0.40% 0.40% 0.40% 0.40%  0.40%  0.40% 
24 Months 0.45% 0.45% 0.45% 0.45% 0.45% 0.45%

Money Market Access ($500 minimum to open)

Up to $500
$500/+
$2,500/+
$10,000/+
Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
0.00% 0.00% 0.05% 0.05% 0.05% 0.05% 0.10% 0.10%
$25,000/+
$50,000/+
$100,000/+
Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
0.15% 0.15% 0.20% 0.20% 0.25% 0.25%

Business Money Market Access($2,500 minimum to open)

Up to $500
$500/+
$2,500/+
$10,000/+
Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
0.00% 0.00% 0.05% 0.05% 0.05% 0.05% 0.10% 0.10%
$25,000/+
$50,000/+
$100,000/+
0.15% 0.15% 0.20% 0.20% 0.25% 0.25%    

 

Get Fit Savings Plan

Commit to save with this special savings program. Make automatic deposits until you reach a preset goal at which time the balance is transferred to a special 6-month certificate.
Dividend Rate
APY
0.30% 0.30%

Get Fit Certificate

Basic
$500
$1,000

Plus
$2,500

Dividend Rate
APY
Dividend Rate
APY

Dividend Rate
APY
6 Month Certificate 0.50% 0.50% 0.50% 0.50% 6 Month Certificate 0.50% 0.50%

Individual Retirement Accounts

Available IRAs: Traditional, Roth, SEP and Coverdell Education Savings

IRA OPTIONS
3, 4 and 5 year IRA certificates give you more options to help you plan for a secure and rewarding retirement. Enjoy possible tax benefits (consult your tax advisor).


Variable Rate Savings

Up to $1,000
$1,000/+
$10,000/+
$25,000/+
Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
0.20% 0.20% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%

IRA Certificates (Fixed Rate)


$1,000/+
$10,000/+
$25,000/+

Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
1 Year Certificate 0.50% 0.50% 0.50% 0.50% 0.50% 0.50%
2 Year Certificate 0.55% 0.55% 0.55% 0.55% 0.55% 0.55%
3 Year Certificate 0.80% 0.80% 0.80% 0.80% 0.80% 0.80%
4 Year Certificate 0.95% 0.95% 0.95% 0.95% 0.95% 0.95%
5 Year Certificate 1.14% 1.15% 1.14% 1.15% 1.14% 1.15%

Jump Up IRA Certificate


$1,000/+
$10,000/+
$25,000/+

Dividend Rate
APY
Dividend Rate
APY
Dividend Rate
APY
18 Months 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%
24 Months 0.45% 0.45% 0.45% 0.45% 0.45% 0.45%

See your tax advisor for other restrictions and penalties.

Get Fit IRA Savings

Get Fit IRA Certificate of Deposit


Dividend Rate
APY
1 Year Certificate
Dividend Rate
APY
Up to $1,000 0.30% 0.30% $1,000/+ 0.65% 0.65%

 

Checking

Business Analyzed Checking

Dividend Rate
APY
Dividend Rate
APY
0.00% 0.00% 0.00% 0.00%
Account can accrue Earnings Credit up to the amount of total fees for that month

 

Savings

Business Share Account


Dividend Rate
APY
Dividend Rate
APY
Up to $25 0.00% 0.00% 0.00% 0.00%
$25/+ 0.05% 0.05% 0.05% 0.05%

Holiday Club


Dividend Rate
APY

 

Up to $25 0.00% 0.00%  
$25/+ 0.20% 0.20%  

You are welcome to request additional information regarding fees and terms applicable to any advertised account. A substantial penalty is assessed on funds withdrawn prior to maturity on all term accounts. All dividends are calculated on the ending daily balance. Earned dividends on non-term accounts are posted on the first day of the following month. Earned dividends on certificate accounts are posted monthly on the anniversary date with all earned but unpaid dividends posted at maturity. Dividends are forfeited if the account is closed before the end of the dividend period. Dividends are declared by the Board of Directors monthly and are not guaranteed. Dividends are paid from current income and available earnings after required reserve transfer. All yields, rates and/or terms are subject to change without notice. Fees may reduce earnings on Money Market Accounts.

 

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