Current Loan Rates

Rates effective April 1, 2014

Car, Truck, SUV and Van


Term
APR*
New and Used Vehicles Up to 48 months As low as 1.74%
New and Used Vehicles Up to 60 months As low as 1.99%
Up to 84 months available on qualifying loans.

First Time Auto Buyer Program


Term
APR*
New and Used Vehicles Up to 48 months As low as 6.49%
New and Used Vehicles Up to 60 months As low as 6.99%
Up to 72 months available on qualifying loans.

Motorcycle


Term

APR*
New Motorcycle Up to 84 months As low as 6.49%
Used Motorcycle
Up to 84 months As low as 6.49%
Up to 84 months available on qualifying loans.

Visa Card

Type
Term
APR
Platinum Rewards Revolving As low as 9.95%
Platinum Revolving As low as 11.55%

AdvantageLine

Up to $30,000 Quick cash at a reasonable rate or use as overdraft protection for checking
Term

APR†(see disclosure)
Self-replenishing
As low as 8.95%

Signature

Up to $30,000
Term

APR
Up to 60 months
As low as 8.95%

Technology Loans

Minimum loan amount $500; maximum loan amount $5,000

Term
APR*
Computers, printers, televisions, mobile phones  Up to 18 months As low as 7.00%
software Up to 36 months As low as 9.00%

 

 

 

 

 

 

 

ATVs, Jet Skis and Dirt Bikes

 

Term

APR*

New 

Up to 60 months

As low as 8.50%

Used

Up to 60 months

As low as 8.50%

Up to 60 months available on qualifying loans.

.

Boats

Term

APR*
New
Up to 84 months As low as 9.00%
Used
Up to 84 months
As low as 9.50%
84 month terms available on qualifying loans.
Up to 180 months available for new boat loans over $50,000.

 

RV, Travel Trailer or 5th Wheel


Term
APR*
New Up to 180 months As low as 8.50%
Used Up to 180 months As low as 9.50%
84 month terms available on qualifying loans.
Up to 180 months available for new recreational vehicle loans over $50,000.

Share-secured and Certificate-secured

Type
Maximum
Term
APR
Share-secured Total of regular shares on deposit 12 months
24 months
36–60 months
5.00%
5.50%
5.75%
Certificate-secured Total of Certificate Term of Certificate 3.00%
over Certificate face rate

Rates subject to change without notice. The rate and terms for products are determined by the applicant’s credit, payment history, income and collateral. All loans subject to credit and collateral approval. *Annual Percentage Rate (APR) includes .25% discount for automatic transfer. †Variable rate based on Prime Rate index as published in the Wall Street Journal, plus margin. Rates adjust quarterly.

    
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