New digital banking
“What a great improvement over the old system. Love the enhancements!”
Richard C.
We’ve modernized your digital banking experience with high security, useful financial tools and convenience in mind.
Smartphone, tablet or desktop — our reimagined platform makes it easy to take care of all your business faster on any device.
In addition to performing everyday transactions, you can see your credit score in real time, set and track a budget, and monitor Wealth Management Accounts.
Answers around the clock
You can find a list of the most frequently asked questions here for anytime reference. You can also view a selection of quick tutorials to help you get the most from our digital services.
Simply Checking packed with perks
A recent national study reveals that the average checking account monthly fee is now $13.95 — that’s nearly $168 each year.
We offer you three outstanding options for customized checking that beats bank checking — all with no fees or easy ways to waive them.
Simply Essential Checking — No fees or frills checking done right. Nationally certified as safe and affordable.
Simply Classic Checking — Full-service checking without monthly fees, and includes convenient services like Zelle and overdraft access.
Simply Earn Checking — Full-service and pays dividends without monthly fees when qualifying balance maintained.
Perks and more perks
All of these accounts come with the extras you expect:
- 30,000+ surcharge-free ATMs
- Mobile Wallet and Contactless Payments
- Early Payday Direct Deposit
Compare all of our Simply Checking accounts, then open your account online in minutes.
Oxnard Branch now reopen
Our all-new Oxnard Branch is open to serve you. Thank you to everyone who came to our August 16 Oxnard Branch Member Day Celebration. We shared goodies and giveaways, and offered free membership to the local community as part of the grand reopening.
Congratulations to August A., Ariana L., and Sebastiana F. who each won a $50 gift card at our Member Day raffle.
We made it official later in the month with a Ribbon Cutting held on Wednesday, August 28th. We were honored to celebrate the refreshed branch with our community partners including the West County Business Alliance, the City of Oxnard, and our friends at the Consulate de Mexico among many others.
Visit the remodeled Oxnard Branch at 2160 N. Rose Avenue.
A smart start thanks to members
Our School Supply Drive to benefit School on Wheels was a great success thanks to our members and partners. From backpacks to laptops and other supplies, kids from families in need are now ready for a successful school year.
A huge thank you to Target for the generous donation of $500 and to the employees from the City of Camarillo and mystery donors at our Oxnard branch who took part and contributed many new school supplies.
All of these supplies will provide local kids and their School on Wheels tutors the tools they need.
Empowering women entrepreneurs
Congratulations to 22 graduates of the Mexicana Emprende Program. These women entrepreneurs took part in this comprehensive program that offers mentorship, guidance from experts and access to business financing.
The program through the Mexican Consulate in Oxnard was created with the support of local leaders and business owners, Women’s Economic Ventures, Economic Development Collaborative, and Inclusiv.
We are thrilled to be involved in this program as supporters through Ventanilla de Asesoria Financiera comprised of a dedicated partnership between Ventura County Credit Union, Premier America, and OceanAir.
Donation scams during the holidays
During the holidays, cybercriminals try to take advantage of consumers’ generosity through fraudulent charities, GoFundMe campaigns, and other charitable causes.
Before donating be extra cautious about selecting a charity. If donating online, research the charity thoroughly, check with online charity watchdogs, and take a look at the charity’s website for telltale signs of fraud, including errors and missing contact information.
Several reputable charity watchdog sites include give.org and CharityWatch.org. And you can also check the status of tax-exempt organizations with the IRS.
For GoFundMe type of donations research the organizer or the group behind the campaign before making a donation. And remember, it’s hard to verify that the money you donate will go to the stated purpose.
Also, when making donations, remember that using your VCCU Mastercard may offer you some recourse in the event of fraud.
To learn more about Scam prevention and detection, visit our Security Resource Center.
