
We’re celebrating 75
It’s VCCU’s birthday, but members get the gifts!
Refer to win $750
Sharing us with your family, friends, co-workers or neighbors is always a great idea — and this year, it can be a winning move. For each person you refer who opens a qualifying account, you will both be entered to win $750.
There’s no limit on the number of referrals you can make, so start referring here and we’ll do the rest.
Celebrations throughout 2025
We kicked off our 75th festivities on our birthday, February 28th with sweet treats in our branches. And we have more fun member events and surprises planned throughout the year. Keep an eye on your email inbox and visit our website for details.
Check out our video on how we got our start back in 1950.
$750,000 Giveback
Since our founding, we’ve focused on helping our community thrive. This year we’re taking it to a new level by awarding $750,000 to community nonprofits to help them with their great work.
We kicked this off by donating $100,000 in December to FoodShare who has been feeding the hungry in Ventura County since 1978. They annually distribute nearly 20 million pounds of food and 16 million meals to people here in our community.
And earlier this year we donated $75,000 to Turning Point Foundation, an organization that provides care, housing and resources for those in our community struggling with mental illness and homelessness.
We’ll share more about these Giveback donations on our social channels and website throughout the year.

Sold Out Home Opener
Ventura County FC kicked off the season with a win in front of a near sold-out crowd, and the fun is just getting started.
Mark your calendars for the next big home match on Sunday, April 13 at 5 PM, the perfect outing for families, kids, schools, and friends. Special guest for the National Anthem.
As Ventura County FC, the region’s first-ever professional MLS (Major League Soccer) Next Pro team, sets up home in Ventura County for the second season running, VCCU—the exclusive Credit Union sponsor and Founding Partner sponsor—is thrilled to be on this team. We wear their jerseys on game days and score our members exclusive, members-only deals on VCFC season and single-match tickets.
Next Up: April 13th | Pack The House!
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Use discount code “ VCFCVAMOS " for x 4 Complementary Tickets
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Free parking — Arrive early to grab your spot
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Gates open at 4:00 PM
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Kickoff at 5:00 PM
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Food & drinks available from 3:30 PM at the stadium
VCCU Member Soccer Night—Date Change
Due to unforeseen circumstances, our previously scheduled Member Soccer Night event on Friday, May 9th is being rescheduled. Please check back and watch your email inbox for updates on the rescheduled date and time. We apologize for any inconvenience this may cause.
Shred Day to protect you
Unfortunately, California ranks high in the nation for identity theft. Shredding of your financial, medical, insurance and other paper documents is one simple way to protect your identity.
Register now for our upcoming free Shred Day events:
Saturday, April 12 from 9am to noon
Ventura Branch at 6026 Telephone Road
Please see our Frequently Asked Questions to prepare for Shred Day.
You’re invited to our Annual Meeting
Join our Annual Meeting as we look back on 74 years of serving our members and look ahead to what’s next. It’s a great opportunity to meet our leadership team and hear the results of our Board of Directors and Supervisory Committee elections.
Tuesday, April 22, 2025 at 5:30 pm
VCCU Headquarters, 2575 Vista Del Mar Drive, Suite 100, Ventura

Improve, don’t move
Homeowners are staying in their homes twice as long as they used to. There are many reasons to stay put, such as maintaining roots in a community and avoiding expenses related to moving.
But if your current house needs improvements or more space, we can help so you can stay put and enjoy your home.
6-month Intro Rate HELOC as low as 3.99%
A Home Equity Line of Credit is the affordable way to make home improvements. Right now, we’re offering a special 6-month Intro Rate HELOC as low as 3.99% APR*.
Our HELOC gives you the cash you need to make your current house even nicer. And your interest may be tax-deductible (consult your tax advisor).
Keep our HELOC ready as a convenient source of emergency cash for unexpected expenses. You only pay interest on the amount you actually use, and the money you repay is ready if you need it again.
Learn more about our HELOC options and apply online here.
*The Introductory Discounted 3.99% Annual Percentage Rate (Intro Rate) is fixed for the first 6 months (180 days) after which the rate converts to the then current Prime Rate plus your Margin and is variable and subject to change monthly. EHO. Subject to approval.

Checking made simple
The average fee for bank checking is nearly $14 per month or about $168 each year. Fortunately, VCCU members have an alternative.
Simply Checking is simply better
Our Simply Essential and Simply Classic Checking Accounts have NO monthly fees. And with whichever account you open, you’ll enjoy benefits like Early Payday, Mobile Wallet, 30,000 surcharge-free ATMs, Contactless Payments and more.
Explore your options and open a Simply Checking account online in minutes here. You can also request an appointment with one of our team members who can help you make the switch. It’s easy!
Coming soon: We will introduce Rewards Checking that makes every purchase rewarding.