Lower rates meet greater convenience.
Our credit cards offer ultimate spending power and a generous portion of perks.
Fraud Alert If you receive an unsolicited phone call, voicemail or message that appears to be from VCCU asking you to verify or provide your sensitive account information, this is a scam. If you think that your card has been compromised, log in to Online or Mobile Banking to create a dispute. Learn more here.
Our credit cards offer ultimate spending power and a generous portion of perks.
As a credit union member choose between a card with our lowest rate or one that earns you points you can redeem for merchandise, travel services, and more.
Unless there is an urgent need, credit cards will be issued by mail. We apologize for the inconvenience and are working with our vendors to secure a replacement chip.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
*Annual Percentage Rate. View Credit Card Disclosures.