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Simply Rewards Checking

November 1, 2025

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Introducing Rewards Checking

Enjoy all the benefits of a premium checking account and earn points on everyday purchases.

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Debit Card Rewards
Earn points on all eligible debit card purchases and redeem for cash back, travel, merchandise, and more 
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Digital Banking Benefits
Enjoy Online and Mobile banking features including Mobile Check Deposit, Card Manager and more
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Bundle Up Rewards
Earn even more by combining your Rewards Checking points with your Rewards Credit Card
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Waivable Monthly Fee
Skip the service fee with $1,500 average monthly balance or 8 debit card purchases per month*

Your Everyday Spending Just Got an Upgrade!

With a Ventura County Credit Union Simply Rewards Checking account, every swipe of your debit card earns you points, turning groceries, gas, and holiday shopping into real rewards. Plus, you get all the same great features of a Simply Classic Checking account, including:

  • 30,000+ surcharge-free ATMs
  • Credit score monitoring and reporting with SavvyMoney
  • Mobile check deposit
  • Mobile Wallet - Apple Pay and Google Pay
  • Real-time fraud alerts
  • Tap & Go™ Contactless Payments
  • Early Payday Direct Deposit

Special Holiday Offer: Spend & Earn 2x Points

From November 1 through the end of the year, earn double (2x) points for every $3 spent** on eligible purchases (regularly 1 point per $3 spent) using your Simply Rewards Checking debit card. Access your Rewards anytime via Online Banking or through the VCCU Mobile app.

Apply Now: Apply Now

Simply Checking Accounts

Checking accounts built for every lifestyle.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join! 

 

 

VCCU members also like:

Credit Cards

Easy to use online and in-store or with your mobile wallet.

Digital Services

Quickly connect to your VCCU accounts from anywhere.
*All accounts are subject to approval. Monthly service fee is waived with $1,500 avg. daily balance, or 8 debit card transactions within a month, and within first 30 days of account opening.

**Special Holiday Offer: From November 1 - December 31, 2025 earn 2 points per $3 spent on eligible purchases. Restrictions apply. Non-promo Rewards Checking earns 1 point for $3 spent on eligible purchases. See VCCU Rewards for full details.