Lower rates meet greater convenience.
Our credit cards offer ultimate spending power and a generous portion of perks.
Phishing Scam Alert If you receive an unsolicited text message or phone call that appears to be from VCCU asking you to verify a transaction or to provide your sensitive account information, this is a scam. Learn more here.
New Digital Banking Updates
For questions about our new Online and Mobile banking system, please visit our FAQs > and Video tutorials >. Calls and emails to our Member Service Center may be delayed due to heavier than normal call/email volume. Para español haga clic aquí >.
Our credit cards offer ultimate spending power and a generous portion of perks.
As a credit union member choose between a card with our lowest rate or one that earns you points you can redeem for merchandise, travel services, and more.
Unless there is an urgent need, credit cards will be issued by mail. We apologize for the inconvenience and are working with our vendors to secure a replacement chip.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
*Annual Percentage Rate. View Credit Card Disclosures.