Kick off your summer with a 2% interest rate discount.
Your choice of flexible repayment options with affordable loan payments for any budget.
Summer Personal Loan
Fund your summer fun with a competitive-rate personal loan.
Apply Now: Summer Personal Loan Contact Us: Summer Personal Loan
Whether you’re thinking vacation or staycation in Ventura County, we make it affordable.
From June 1 through July 31, 2026, Ventura County Credit Union's Summer Loan is available with rates as low as 8.70% APR* for qualified borrowers. That’s 2% lower than our already-low personal loan rate.
A personal loan, such as our Summer Loan, is an excellent option for consolidating high-interest debt, tackling home repairs and projects, or financing a significant life milestone.
With a Summer Loan, you can borrow:
- $500 for just $44 per month*
- $1,000 for just $88 per month*
- $1,500 for $131 per month*
Apply online for your Summer Loan or at a local VCCU branch near you.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
*Annual Percentage Rate (APR) effective 6/1/26. Promotional rates subject to change. The promotional APR includes a 0.25% automatic payment discount from a VCCU checking or savings account. Without automatic payment, APR will be 0.25% higher. Rates and terms are subject to credit approval and based on creditworthiness. Verification of income may be required. Other restrictions may apply. Offer valid June 1 through July 31, 2026 and may be changed or discontinued without notice. Offer may not be combined with other offers and cannot be used to refinance existing VCCU loans.
Monthly payments shown are for a 12-month term at 8.70% APR. Terms up to 60 months are available.
$500 = $43.66; $1,000 = $87.31; $1,500 = $130.97.