Spoofing Scam Alert If you receive an unsolicited phone call or text message that appears to be from VCCU asking you to click a link for a potential Zelle related fraud scheme, this is a scam. When in doubt, hang up and verify by calling us at 805.477.4000.

Auto Purchase - Loan Versus 0% Dealer Financing?

Work out the best way to get a great deal on your next vehicle.

Our low rates could end up being a better bargain.

The ultimate savings could come from combining a dealer rebate with a VCCU loan. Depending on when you might sell your car and purchase a new one, a credit union auto loan could be your best bet.

New & Used Vehicles up to 36 Months

as low as

4.75^APR*

Learn More: Explore Rates

Take the wheel

Our financing options put you in the driver's seat.

*Annual Percentage Rate.

Auto Purchase - Loan Versus 0% Dealer Financing?

Work out the best way to get a great deal on your next vehicle.

Our low rates could end up being a better bargain.

New & Used Vehicles up to 36 Months

4.75APR*

Take the wheel

4.75^APR*