Spoofing Scam Alert If you receive an unsolicited phone call or text message that appears to be from VCCU asking you to confirm sensitive account, Online Banking, or card information, this is a scam. When in doubt, contact us directly at 805.477.4000 or through the Secure Message Center in Online Banking.

Auto Purchase - Loan Versus 0% Dealer Financing?

Work out the best way to get a great deal on your next vehicle.

Our low rates could end up being a better bargain.

The ultimate savings could come from combining a dealer rebate with a VCCU loan. Depending on when you might sell your car and purchase a new one, a credit union auto loan could be your best bet.

New & Used Vehicles up to 60 Months

as low as

5.84%^APR*

Learn More: Explore Rates

Take the wheel

Our financing options put you in the driver's seat.

*Annual Percentage Rate.

Auto Purchase - Loan Versus 0% Dealer Financing?

Work out the best way to get a great deal on your next vehicle.

Our low rates could end up being a better bargain.

New & Used Vehicles up to 60 Months

5.84%APR*

Take the wheel

5.84%^APR*