Holiday Schedule

VCCU offices will be open limited hours on Wednesday, December 24th and closed on Thursday, December 25th in observance of the Christmas holiday. See our full holiday schedule here.

Spoofing Scam Alert If you receive an unsolicited phone call that appears to be from VCCU asking you to log in to Online Banking or provide your sensitive account information, this is a scam. When in doubt, verify by contacting us directly at 805.477.4000 or through our Secure Message Center in Online Banking. Learn more.

What Would My Auto Payments Be?

Get a handle on the total cost of your car loan before you seal the deal.

Use our car loan calculator to make sure you can afford the vehicle you want.

The interest rate and length of your car loan are key factors in figuring your monthly payments. Use this financial calculator to see what your loan payments might be.

New & Used Vehicles up to 60 Months

as low as

6.24%^APR*

Learn More: Explore Rates

Take the wheel

Our financing options put you in the driver's seat.

*Annual Percentage Rate.

What Would My Auto Payments Be?

Get a handle on the total cost of your car loan before you seal the deal.

Use our car loan calculator to make sure you can afford the vehicle you want.

New & Used Vehicles up to 60 Months

6.24%APR*

Take the wheel

6.24%^APR*