Holiday Schedule

VCCU offices will be open limited hours on Wednesday, December 24th and closed on Thursday, December 25th in observance of the Christmas holiday. See our full holiday schedule here.

Spoofing Scam Alert If you receive an unsolicited phone call that appears to be from VCCU asking you to log in to Online Banking or provide your sensitive account information, this is a scam. When in doubt, verify by contacting us directly at 805.477.4000 or through our Secure Message Center in Online Banking. Learn more.

Loan Comparison Calculator

Dig into the details to find the best financing deal.

Contact a Home Loan Specialist View Rates

Total up all the costs that affect lending prices.

Be sure to factor in fees, discount points, and title insurance coverage.

30 Year Fixed - Conforming

as low as

6.085%^APR*

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VCCU mortgages deliver with affordable rates and flexibility.

*Annual Percentage Rate. All loans subject to approval.
VCCU is an Equal Housing Opportunity lender.

Loan Comparison Calculator

Dig into the details to find the best financing deal.

Total up all the costs that affect lending prices.

30 Year Fixed - Conforming

6.085%APR*

Make your big move

6.085%^APR*