Spoofing Scam Alert If you receive an unsolicited phone call or text message that appears to be from VCCU asking you to click a link for a potential Zelle related fraud scheme, this is a scam. When in doubt, hang up and verify by calling us at 805.477.4000.

Should I Buy or Rent a Home?

When weighing both options, there are a lot of factors to consider.

Contact a Home Loan Specialist View Rates

Which lifestyle fits your finances?

When interest rates are low, the American dream becomes more affordable.

30 Year Fixed - Conforming

as low as

7.244%^APR*

Learn More: View Rates

Make your big move

VCCU mortgages deliver with affordable rates and flexibility.

*Annual Percentage Rate. All loans subject to approval.
VCCU is an Equal Housing Opportunity lender.

Should I Buy or Rent a Home?

When weighing both options, there are a lot of factors to consider.

Which lifestyle fits your finances?

30 Year Fixed - Conforming

7.244%APR*

Make your big move

7.244%^APR*