The Everyday Benefits of Digital Banking

November 20, 2024

Staying Organized with Digital Banking

If you stop by one of our branches, you'll see our staff showing new members how simple our digital banking services are to use. And we love hearing back from these members about how much easier it makes everyday banking for them.

But what is it about digital banking that actually makes your life easier? Our team thought about it and put together this list.

Sleep better.

While digital banking isn't meditative, it is calming. In one login, being able to see how much money you have, what bills are due and what your credit card balance is helps you keep things in control. Having to track down a statement there and a balance due in another app just makes you frazzled.

The more you know.

You might use digital banking to check account balances and pay bills. But did you know that ours also tells you your credit score? Whether you're planning on buying a home or renting an apartment, your credit score is an important factor that helps you hit your goal. Check out "8 Essential Financial Figures to Know" and you'll see how our digital banking lets you track all of them.

Be the first to learn.

It's safe to say nobody likes financial surprises. Digital banking lets you avoid them with alerts. You might know about alerts for fraudulent activities, but our members use alerts in a variety of ways. Some like to get an alert each day with their checking account balance so they monitor their spending and know in real time of any suspicious activity. You could also set up an alert to notify you when your credit card is used when you're not present - say for an online purchase. The alert is simple and you can dismiss it fast, but they keep you in control.

Turning lessons into actions.

One of our popular financial education videos "Creating a Budget That Fits Your Lifestyle" outlines easy ways to create a budget. To take this a step further, our digital banking has built-in budgeting tools to make this easier. You can see where your money goes, what are your recurring expenses, how much you spend on eating out and what your income is. Through charts and graphs, you'll see where your money goes and how you can make that budget a reality!

Life comes at you fast, and our digital banking is one of the ways we help you keep up. And while we're all about technology, our friendly team is always here to help.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join